Savings Rate Watch

HSBC - 4.65%
ING Direct - 4.15%
Capital One - 4.55%
EmigrantDirect - 4.65%

New Addition to the Blacklist

Dairy Queen. We visited the establishment after my son's kindergarten program this evening. The service was slow and the employees were very unfriendly. And the bathroom was a wreck. It smelled to high heaven and had graffiti everywhere. It was terrible. We've been forgiving of the Dairy Queen in the past, but she has now been dethroned.

My Favorite Mutual Fund Companies

1. American Funds
2. T. Rowe Price
3. Vanguard

Why? Low expenses. Good funds. Strong performance.